Don’t Panic—Read the Denial Letter Carefully

The first thing you should do is read the denial letter from the Social Security Administration (SSA). It will explain:

• Why your claim was denied (e.g., lack of medical evidence, too much income, or not enough work credits)
• What parts of your application were missing or insufficient
• Your deadline to appeal the decision (usually 60 days from the date on the letter)

This information is essential for planning your next move.

Appeal the Decision—Don’t Start Over

One of the biggest mistakes people make is starting a new application instead of appealing. In most cases, your best option is to appeal the decision through the SSA’s formal appeals process. Here's how it works:

Step 1: Reconsideration

• Request a reconsideration within 60 days of your denial
• Your claim will be reviewed by someone who was not involved in the original decision
• You can submit additional medical evidence or correct errors in your original application

Step 2: Hearing by an Administrative Law Judge (ALJ)

• If reconsideration is denied, request a hearing
• You’ll present your case before a judge who can review medical evidence, listen to your testimony, and question expert witnesses
• This is where many applicants get approved, especially with strong documentation or legal help

Step 3: Appeals Council Review

• If the judge denies your claim, you can request a review by the SSA Appeals Council
• They can approve your claim, send it back for a new hearing, or uphold the judge’s decision

Step 4: Federal Court

• If all SSA appeals are denied, you have the right to file a lawsuit in federal court

Gather Additional Medical Evidence

One of the most common reasons for denial is insufficient medical documentation. To improve your chances during appeal:

• Get updated records from your doctors
• Ask for a detailed medical source statement explaining how your condition limits your ability to work
• Include any new diagnoses, treatments, or specialist opinions
• Make sure all evidence is submitted before your hearing

Pay Attention to Deadlines

You only have 60 days to appeal your denial, so time is critical. Missing the deadline can mean having to start the process all over again, which sets you back months.

• Mark deadlines on your calendar
• Submit appeals and evidence as early as possible
• Follow up with the SSA to confirm receipt

Consider Professional Help

While you can go through the appeals process on your own, many people find that having a disability attorney or advocate significantly improves their chances of success—especially at the hearing stage. A professional can:

• Identify weaknesses in your original application
• Help gather and organize strong medical evidence
• Prepare you for the hearing and speak on your behalf
• Increase your chances of winning on appeal