Step 1: Understand Your Denial

First, read your denial letter carefully. It will explain why your claim was denied and what evidence was considered. Common reasons for denial include:

• Insufficient medical evidence
• Your condition doesn’t meet SSA’s criteria
• You earn too much income
• Errors or inconsistencies in your application

Knowing why you were denied will help you address the problem during the appeal.

Step 2: Don’t Miss the Deadline

You typically have 60 days from the date you receive your denial letter to file an appeal. If you miss this deadline, you may have to start your application from scratch, losing valuable back pay.

If you need more time, the SSA may grant an extension—but you must request it in writing and explain why you couldn’t file on time.

Step 3: File a Request for Reconsideration

The first stage of appeal is called a Request for Reconsideration. At this point, someone who wasn’t involved in the original decision will review your case.

You can file this online at www.ssa.gov or by contacting your local SSA office. Make sure to:

• Submit new or updated medical records
• Include any treatments or diagnoses that weren’t part of your original application
• Correct any errors or incomplete information

Most reconsiderations are still denied—but it’s a required step before requesting a hearing.

Step 4: Request a Disability Hearing

If your reconsideration is denied, the next step is to request a hearing before an Administrative Law Judge (ALJ).

This is your chance to:

• Explain your situation in person (or virtually)
• Present additional evidence
• Call on witnesses, such as medical or vocational experts
• Be represented by a lawyer or disability advocate

Disability hearings are where many applicants are finally approved—especially when they have strong legal representation and updated documentation.

Step 5: Appeals Council and Federal Court (if needed)

If the judge denies your claim, you can ask the Appeals Council to review the decision. The Council may:

• Approve your claim
• Send it back to the judge for another hearing
• Deny your request entirely

If you're still denied, your final option is to file a lawsuit in federal district court. This is a more complex legal process, and having a disability attorney at this stage is highly recommended.

Tips for a Successful Appeal

• Stay organized: Keep track of deadlines, paperwork, and communications from the SSA.
• Keep your medical treatment ongoing: New medical records strengthen your appeal.
• Stay honest and detailed: Be clear about how your condition affects your ability to work.
• Get help if you need it: Working with a disability lawyer or advocate can significantly improve your odds.